• Available to individuals and families in the state of Wisconsin
• $1.00 minimum balance required to open account
• $5,000 maximum balance
• No minimum balance fee
• No transaction fee
• Variable interest rate, compounded and credited at maturity, based on the daily balance
  • All Christmas Club accounts mature on October 15 of each year
  • Interest rate is determined daily at Hometown Bank's discretion
  • Interest will begin to accrue as of the date the deposit is received
• Early withdrawal penalty - a penalty may be imposed for early withdrawal.
  • Fees may reduce earnings

Current Balance	Rate	APY**
$0 to $5,000.00	.25%	.25%

"There's no place like Hometown Bank"