To Report Identity Theft or Fraud
Immediately notify Hometown Bank and any other financial institutions at which you have accounts. We can help you reverse any unauthorized transactions made against your Hometown Bank accounts as well as reports submitted by us to credit bureaus. Then, we'll do all we can to prevent this problem from occurring again.
Other steps you should take right away:
- Call all three credit bureaus and ask for a "fraud alert" to be placed on your file. This ensures creditors will call you before opening new accounts in your name.
- Equifax 800-525-6285
- Experian 888-397-3742
- TransUnion 800-680-7289
- Ask your local police department to file a report. They may or may not apprehend the identity thief, but having the report on file may help you clear your credit status in the future.
- Call the FTC's identity theft hotline at (877) IDTHEFT (438-4338). It is staffed by counselors trained to help victims of identity theft. Alternatively, file a complaint online at www.ftc.gov/idtheft.
Obtain an identity theft affidavit by visiting http://ftc.gov/bcp/edu/resources/forms/affidavit.pdf. Use it to report the existence of a fraudulent account under your name to other companies.