Cash Management Services
Hometown Bank helps protect your business from fraud. With Positive Pay, you can easily detect counterfeit and fraudulent checks.
Here's how it works:
Positive Pay Benefits:
Easy to Use
Line of Credit Sweep
Should an outstanding balance occur on your line of credit, a credit sweep is a useful strategy in protecting your credit rating. We move (sweep) any excess checking funds to reduce your principal balance and lower your interest expense. If your checking account falls short in covering checks or debits, your line of credit will automatically fund the shortage up to its credit limit.
Zero Balance Account (ZBA)
Consolidate your disbursements and excess balances by merging the funds of various subsidiary accounts into one master account. Then, transfer money into the subaccounts only as needed.
Transfer funds quickly and reliably, into or out of your account, domestically or outside the U.S.
Hometown Bank's online payroll service, powered by PayChoice®, offers a complete payroll solution that stream lines payroll calculations, manages payroll taxes, and pays employees by check or direct deposit. It's easy to use and cost effective.
Full Payroll Service
The Full Service Payroll is a customizable solution designed for those businesses that want or need more hands on support. This program includes all of the features of the Self Service program, plus:
(Pricing varies with the number of employees and services requested. Contact your Relationship Manager for more details.)
By freeing up time once dedicated to your payroll, you can focus on running your business while offering your employees important advantages.
Get Started Now!
Your PayChoice® service package will grow with your business. There is always the option to upgrade when necessary, so why not sign up for PayChoice® today?